Barbershop Insurance Coverage



When it comes to barbershop insurance, you want your coverage to be flattering. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage makes you look as good as your customers do! From General Liability to Workers’ Compensation, each barbershop insurance policy is trimmed and styled to fit your needs.


Why Should You Obtain Business Insurance?

These are several benefits of insurance for small business owners, including:

  • It Could Help Protect Your Finances
  • It Could Improve Your Reputation
  • It Could Allow Your Business to Grow

Common Types of Coverages for Barbershops:

Business Owners Policy, Workers’ Compensation, and HomeHQSM are three types of coverages offered by PolicySweet®. Learning the basics of each business insurance type listed below can help you to better understand which policies your business might need.


BOP

A Business Owners Policy is one of the best places to start with business insurance coverage. It combines three key coverages into one easy-to-manage policy. Included in a BOP is general liability, property, and cyber-risk coverage.

General Liability Insurance

This type of coverage can help protect your business if someone other than an employee gets injured or hurt. Their medical bills could be covered, and any resulting legal fees and settlements could be covered too.

LEARN MORE ABOUT
GENERAL LIABILITY INSURANCE

Property Insurance

Property coverage can help protect your business equipment from disasters, theft, and vandalism. It could cover the cost to replace items and lost income while your business recovers from a covered loss.

LEARN MORE ABOUT
PROPERTY INSURANCE

Cyber Insurance

Does your business take credit card payments? If so, you might want to consider cyber liability insurance. It could cover expenses in the event your company is impacted by a data breach.

LEARN MORE ABOUT
CYBER INSURANCE


Workers’ Compensation

If you have employees, Workers’ Compensation can help you take care of them if they get hurt on the job. It could also help protect you from legal action. If an employee files for Workers’ Compensation, they are usually unable to sue you for more money.


HomeHQ

When you have a standard homeowners or renters policy, it is unlikely that your business is protected if you own and operate your business from home. HomeHQ could cover business equipment and inventory in the event of a covered loss.



Business Articles for Barbers

How Businesses Can Create a Safe Work Environment

Business owner of retail shop on phone with customer

More than 5,000 workers die every year in the United States from a work-related injury. While this number is large, note that the number of workplace injuries far exceeds the fatalities.

While not all work-related injuries and deaths can be prevented, it is the responsibility of businesses to create a safe work environment that minimizes the risk of injury.

This article outlines four ways businesses can help create a safer workplace for their employees.

Let's get started!

1. Make Room for Open and Frequent Discussions

Create an environment that allows for open discussions about safety concerns and hazards. You should encourage employees to express their thoughts on any improvements they deem necessary.

As a business owner, it is often easy to miss minor details that could negatively impact safety. Your employees are likely to have a keener eye for these things and being open to feedback and suggestions may contribute to a safer work environment.

2. Create Health and Safety Codes

Having a set of safety rules will allow employees insight into exactly what can be expected from them. If an established protocol is followed, it may eliminate the sense of doubt or vagueness surrounding safety measures.

This includes setting up a solid emergency plan and ensuring that you have accessible emergency exits all around your building.

One way that could promote awareness about these safety codes is through regular safety quizzes with incentives for the winners. Another way is to keep reminders around the workplace in manuals, posters, and other similar materials.

3. Regular Inspections and Maintenance Checks for the Building

All buildings require consistent maintenance to preserve their structure. Be sure to consistently update and upgrade your work building as it may keep it in good shape for your employees and customers.

You can also schedule regular maintenance checks and inspections that could help to find any signs of wear and tear that may need to be addressed.

Additionally, be sure to incorporate safety measures within the design of your building. De-icing your walkways, adding rubber mats to slippery areas, and adding padding to your staircases are a few precautions that could go a long way and could prevent medical and legal expenses associated with injuries on business property.

4. Appropriate Equipment and Work Uniforms

Finally, ensure that your teams are equipped with high-quality gear and accessories designed to protect them from injuries common to their relevant positions. Employees need access to the right training, work uniforms, and equipment that may help them to perform at their best without putting themselves in harm's way.

Everyone Deserves a Safe Work Environment

Creating a safe work environment is a duty for every business. However, sometimes, despite your best efforts, things can go wrong. In circumstances like these, it is important that you may be able to protect your business and employees against potential accidents.

At PolicySweet®, we ensure that your business could be protected against several liabilities, giving you the kind of coverage you may need to protect your business. Get in touch with us or request a quote for a personalized plan today!

Get a Quote Now > 

How Businesses Can Create a Safe Work Environment

Business owner of retail shop on phone with customer

More than 5,000 workers die every year in the United States from a work-related injury. While this number is large, note that the number of workplace injuries far exceeds the fatalities.

While not all work-related injuries and deaths can be prevented, it is the responsibility of businesses to create a safe work environment that minimizes the risk of injury.

This article outlines four ways businesses can help create a safer workplace for their employees.

Let's get started!

1. Make Room for Open and Frequent Discussions

Create an environment that allows for open discussions about safety concerns and hazards. You should encourage employees to express their thoughts on any improvements they deem necessary.

As a business owner, it is often easy to miss minor details that could negatively impact safety. Your employees are likely to have a keener eye for these things and being open to feedback and suggestions may contribute to a safer work environment.

2. Create Health and Safety Codes

Having a set of safety rules will allow employees insight into exactly what can be expected from them. If an established protocol is followed, it may eliminate the sense of doubt or vagueness surrounding safety measures.

This includes setting up a solid emergency plan and ensuring that you have accessible emergency exits all around your building.

One way that could promote awareness about these safety codes is through regular safety quizzes with incentives for the winners. Another way is to keep reminders around the workplace in manuals, posters, and other similar materials.

3. Regular Inspections and Maintenance Checks for the Building

All buildings require consistent maintenance to preserve their structure. Be sure to consistently update and upgrade your work building as it may keep it in good shape for your employees and customers.

You can also schedule regular maintenance checks and inspections that could help to find any signs of wear and tear that may need to be addressed.

Additionally, be sure to incorporate safety measures within the design of your building. De-icing your walkways, adding rubber mats to slippery areas, and adding padding to your staircases are a few precautions that could go a long way and could prevent medical and legal expenses associated with injuries on business property.

4. Appropriate Equipment and Work Uniforms

Finally, ensure that your teams are equipped with high-quality gear and accessories designed to protect them from injuries common to their relevant positions. Employees need access to the right training, work uniforms, and equipment that may help them to perform at their best without putting themselves in harm's way.

Everyone Deserves a Safe Work Environment

Creating a safe work environment is a duty for every business. However, sometimes, despite your best efforts, things can go wrong. In circumstances like these, it is important that you may be able to protect your business and employees against potential accidents.

At PolicySweet®, we ensure that your business could be protected against several liabilities, giving you the kind of coverage you may need to protect your business. Get in touch with us or request a quote for a personalized plan today!

Get a Quote Now >