Cleaning Business Insurance




When it comes to insurance for your cleaning business, you want your coverage to wipe away worries. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as tidy as the spaces you keep. From General Liability to Workers’ Compensation, each cleaning insurance policy is polished with your needs in mind to help protect against from a variety of claims.



How to Get Cleaning Business Insurance

Are you wondering how to get business insurance for your cleaning business? Just follow the three steps below to get coverage tailored to your unique business needs:

Step One

Tell us about your cleaning business needs.

step Two

Receive a custom quote tailored to your business.

Step 3

Accept your personalized quote and get covered!

START A QUOTE !

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What Insurance Do You Need for Your Cleaning Business?

Cleaning businesses typically work at someone else’s property. This can make it challenging to limit the number of risks that your business can face which is why many business owners decide to purchase business insurance. Cleaning businesses can protect themselves with these insurance coverages:



Business Owners Policy

Also known as a BOP, is considered a convenient policy for many small business owners as it combines key coverages into one bundle. The coverage includes general liability insurance, business property, and cyber insurance.


Commercial General Liability Insurance

Commercial general liability insurance can provide financial protection if a client is injured, or their property is damaged as a result of your business. It can help to cover the high costs of lawsuits and may help your business meet the criteria of client contracts that call for liability coverage.

LEARN MORE ABOUT COMMERCIAL
GENERAL LIABILITY INSURANCE
 


Commercial Property Insurance

Commercial property insurance can cover equipment and tools that are at risk for damage, loss, or theft. If your business suffers from a loss it could help with replacement or repair costs for equipment your cleaning company owns or leases. If an accidental loss causes suspension of your operations, your business could be covered for loss of income.

LEARN MORE ABOUT
COMMERCIAL PROPERTY INSURANCE

Cyber Risk Insurance

Cyber insurance can protect your business from computer related attacks such as malware, phishing, or hackers. It can provide compensation to determine damages and pay for client notification.

LEARN MORE ABOUT
CYBER INSURANCE



Workers' Compensation Insurance

Workers’ Compensation or Workers’ Comp is a type of insurance that can help to cover medical fees and lost wages for employees that become sick or injured as a direct result of their job. It can pay for ambulance expenses, emergency room visits, medications, and rehabilitation costs



Types of Cleaning Businesses:

Accidents can happen which is why the following cleaning businesses should consider obtaining insurance coverage:


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Cleaning Companies FAQ's


Cleaning Business Articles

How Businesses Can Create a Safe Work Environment

Business owner of retail shop on phone with customer

More than 5,000 workers die every year in the United States from a work-related injury. While this number is large, note that the number of workplace injuries far exceeds the fatalities.

While not all work-related injuries and deaths can be prevented, it is the responsibility of businesses to create a safe work environment that minimizes the risk of injury.

This article outlines four ways businesses can help create a safer workplace for their employees.

Let's get started!

1. Make Room for Open and Frequent Discussions

Create an environment that allows for open discussions about safety concerns and hazards. You should encourage employees to express their thoughts on any improvements they deem necessary.

As a business owner, it is often easy to miss minor details that could negatively impact safety. Your employees are likely to have a keener eye for these things and being open to feedback and suggestions may contribute to a safer work environment.

2. Create Health and Safety Codes

Having a set of safety rules will allow employees insight into exactly what can be expected from them. If an established protocol is followed, it may eliminate the sense of doubt or vagueness surrounding safety measures.

This includes setting up a solid emergency plan and ensuring that you have accessible emergency exits all around your building.

One way that could promote awareness about these safety codes is through regular safety quizzes with incentives for the winners. Another way is to keep reminders around the workplace in manuals, posters, and other similar materials.

3. Regular Inspections and Maintenance Checks for the Building

All buildings require consistent maintenance to preserve their structure. Be sure to consistently update and upgrade your work building as it may keep it in good shape for your employees and customers.

You can also schedule regular maintenance checks and inspections that could help to find any signs of wear and tear that may need to be addressed.

Additionally, be sure to incorporate safety measures within the design of your building. De-icing your walkways, adding rubber mats to slippery areas, and adding padding to your staircases are a few precautions that could go a long way and could prevent medical and legal expenses associated with injuries on business property.

4. Appropriate Equipment and Work Uniforms

Finally, ensure that your teams are equipped with high-quality gear and accessories designed to protect them from injuries common to their relevant positions. Employees need access to the right training, work uniforms, and equipment that may help them to perform at their best without putting themselves in harm's way.

Everyone Deserves a Safe Work Environment

Creating a safe work environment is a duty for every business. However, sometimes, despite your best efforts, things can go wrong. In circumstances like these, it is important that you may be able to protect your business and employees against potential accidents.

At PolicySweet®, we ensure that your business could be protected against several liabilities, giving you the kind of coverage you may need to protect your business. Get in touch with us or request a quote for a personalized plan today!

Get a Quote Now > 

How Businesses Can Create a Safe Work Environment

Business owner of retail shop on phone with customer

More than 5,000 workers die every year in the United States from a work-related injury. While this number is large, note that the number of workplace injuries far exceeds the fatalities.

While not all work-related injuries and deaths can be prevented, it is the responsibility of businesses to create a safe work environment that minimizes the risk of injury.

This article outlines four ways businesses can help create a safer workplace for their employees.

Let's get started!

1. Make Room for Open and Frequent Discussions

Create an environment that allows for open discussions about safety concerns and hazards. You should encourage employees to express their thoughts on any improvements they deem necessary.

As a business owner, it is often easy to miss minor details that could negatively impact safety. Your employees are likely to have a keener eye for these things and being open to feedback and suggestions may contribute to a safer work environment.

2. Create Health and Safety Codes

Having a set of safety rules will allow employees insight into exactly what can be expected from them. If an established protocol is followed, it may eliminate the sense of doubt or vagueness surrounding safety measures.

This includes setting up a solid emergency plan and ensuring that you have accessible emergency exits all around your building.

One way that could promote awareness about these safety codes is through regular safety quizzes with incentives for the winners. Another way is to keep reminders around the workplace in manuals, posters, and other similar materials.

3. Regular Inspections and Maintenance Checks for the Building

All buildings require consistent maintenance to preserve their structure. Be sure to consistently update and upgrade your work building as it may keep it in good shape for your employees and customers.

You can also schedule regular maintenance checks and inspections that could help to find any signs of wear and tear that may need to be addressed.

Additionally, be sure to incorporate safety measures within the design of your building. De-icing your walkways, adding rubber mats to slippery areas, and adding padding to your staircases are a few precautions that could go a long way and could prevent medical and legal expenses associated with injuries on business property.

4. Appropriate Equipment and Work Uniforms

Finally, ensure that your teams are equipped with high-quality gear and accessories designed to protect them from injuries common to their relevant positions. Employees need access to the right training, work uniforms, and equipment that may help them to perform at their best without putting themselves in harm's way.

Everyone Deserves a Safe Work Environment

Creating a safe work environment is a duty for every business. However, sometimes, despite your best efforts, things can go wrong. In circumstances like these, it is important that you may be able to protect your business and employees against potential accidents.

At PolicySweet®, we ensure that your business could be protected against several liabilities, giving you the kind of coverage you may need to protect your business. Get in touch with us or request a quote for a personalized plan today!

Get a Quote Now > 

Janitor Insurance: Why Cleaning Companies Should Consider General Liability Coverage

Whether you're just getting started in the industry or have been established for years, having janitor insurance can be a necessity. Learn why here.

Insuring Your Success: Home-Based Business Insurance for Cleaning Companies

Help ensure your home-based cleaning business is adequately protected. Our guide offers insights into essential insurance coverage that can be used to help protect against unforeseen risks.

Help Protect Your Assets: Business Property Insurance for Cleaning Services

Learn about the importance of business property insurance for cleaning services. Our guide can provide insights into this coverage you might need.