Landscaping Business Insurance

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Customized insurance for landscapers.

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When it comes to insurance for your landscaping business, you want to dig your coverage. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as impressive as the grounds you keep. From General Liability to Workers’ Compensation, each landscaping insurance policy is designed with your needs in mind.


How to Get Insurance for Your Landscaping Business

Finding business insurance for your landscaping business has never been easier. Get a quote online by following these steps:

Step One

Tell us about your unique business needs.

step Two

We’ll show you a quote tailored to your business.

Step 3

Accept the quote and insure your business!

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Types of Landscaping Insurance

Accidents can happen. Protect yourself, your customers, and your landscaping business with insurance. Recommended insurance policies for landscapers include: 


BOP

General liability, business property, and cyber liability are all included in a Business Owners Policy (BOP). A landscaper may choose a BOP over purchasing individual coverages because it not only safeguards your business against multiple liabilities, but it could be cheaper than purchasing each policy separately.


General Liability

General liability is commonly purchased by landscapers as some clients might require your business to have it before you can work with them. It is a type of insurance that could cover costs associated with third-party bodily injuries, third-party property damage, and advertising injures. In the event of an incident, you may be required to pay for the claim and any legal fees out of pocket if you do not have coverage.

Learn more about
general liability

Business Property

You should strongly consider business property insurance if your business owns equipment that would be expensive to replace. Business property insurance could help to cover equipment and tools if they are lost, stolen, or damaged.

Learn more about
business property

Cyber

If you collect and store client information electronically you may want to consider a cyber insurance policy. Cyber insurance can cover expenses related to determining the damage or loss of sensitive electronic data including addresses and credit card information. Legal expenses and the cost of notifying affected clients could be covered.

LEARN MORE ABOUT
CYBER INSURANCE


Workers’ Comp

If an employee is harmed while performing work duties, Workers’ Compensation can protect your business operations and help to facilitate injured workers’ recovery and return to work. It can help cover medical bills, lost wages, and rehabilitation costs for work-related injuries and illnesses of an employee.


HomeHQ

Looking for liability, property, and stock insurance for your home-based business? Luckily for you, HomeHQSM combines all three coverages into one convenient policy making it easier to manage and could save you time from purchasing these coverages separately.


Top Landscaping Businesses We Insure:

PolicySweet understands the unique risks that landscaping businesses could face, so we customize coverage to fit their business needs. Examples of landscaping businesses include:

Can’t find your business. We might be able to help. Contact us today >


Top Landscaping Businesses We Insure:

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Landscaping Insurance FAQs


Business Articles for Landscapers

Exactly What Does Small Business Insurance Cover?

Small businesses in fall

Did you know that all the small businesses in the United States employ 47.8 percent of workers?

Small business insurance, which is also commonly referred to as commercial insurance, could help protect your business's income, property, and assets.

If you are unsure whether your business should invest in small business insurance, we have created this quick guide to help you better understand how your company may benefit from small business insurance. Keep reading to learn more!

What Are the Most Common Types of Small Business Insurance?

Small business insurance is a general term used to identify the different types of insurance that a business may have. Some of the most common types of small business insurance include:

Each of these types of insurance options could protect a small business against specific circumstances. Understanding each type of these insurance options and if your business needs them may help to place your company in a better position if you are ever in a situation where you have to handle loss reduction or accident recovery.

What Does Small Business Insurance Do for Your Company?

Small business insurance could help to cover the cost of any property damage claims or liability claims. In some situations, small business insurance may help replace any lost income that your business is not generating as a result of temporarily closing.

What small business insurance covers exactly will depend on the type of coverage that you choose. Some more intensive small business insurance plans may protect your company against perils such as lightning, wind, theft, and fire.

The majority of small businesses choose general liability insurance and property insurance sometimes called a Business Owners Policy (BOP). If you have any employees, you may also want to consider Workers' Compensation insurance.

Small business insurance policies are a highly valuable resource that you can have as a business owner. They provide you, as the owner of the business, with a type of safety net that may protect your business from any risk or liability. Plus, small business insurance could be a great tool to have in your back pocket when you are facing uncertain circumstances.

How Much Does Small Business Insurance Cost?

How much you spend on small business insurance will vary depending on several factors. These factors include:

  • The scale of your business
  • The industry your business operates in
  • The perceived risk
  • The location of your business
  • The history of claims your business has made

How much your business ends up spending on small business insurance options will vary and depends heavily upon your company's unique needs. Our easy-to-use quoter can help determine the cost associated with the coverage you may need for your business.

Understanding How to Find the Best Small Business Insurance for Your Company

Identifying the best small business insurance options that may protect your business can be tricky but identifying the best policy available to you should not be.

Are you looking to invest in small business insurance for your company? We have more information for you here. Learn more about small business insurance or request a quote online today!

Get a Quote Now > 

Exactly What Does Small Business Insurance Cover?

Small businesses in fall

Did you know that all the small businesses in the United States employ 47.8 percent of workers?

Small business insurance, which is also commonly referred to as commercial insurance, could help protect your business's income, property, and assets.

If you are unsure whether your business should invest in small business insurance, we have created this quick guide to help you better understand how your company may benefit from small business insurance. Keep reading to learn more!

What Are the Most Common Types of Small Business Insurance?

Small business insurance is a general term used to identify the different types of insurance that a business may have. Some of the most common types of small business insurance include:

Each of these types of insurance options could protect a small business against specific circumstances. Understanding each type of these insurance options and if your business needs them may help to place your company in a better position if you are ever in a situation where you have to handle loss reduction or accident recovery.

What Does Small Business Insurance Do for Your Company?

Small business insurance could help to cover the cost of any property damage claims or liability claims. In some situations, small business insurance may help replace any lost income that your business is not generating as a result of temporarily closing.

What small business insurance covers exactly will depend on the type of coverage that you choose. Some more intensive small business insurance plans may protect your company against perils such as lightning, wind, theft, and fire.

The majority of small businesses choose general liability insurance and property insurance sometimes called a Business Owners Policy (BOP). If you have any employees, you may also want to consider Workers' Compensation insurance.

Small business insurance policies are a highly valuable resource that you can have as a business owner. They provide you, as the owner of the business, with a type of safety net that may protect your business from any risk or liability. Plus, small business insurance could be a great tool to have in your back pocket when you are facing uncertain circumstances.

How Much Does Small Business Insurance Cost?

How much you spend on small business insurance will vary depending on several factors. These factors include:

  • The scale of your business
  • The industry your business operates in
  • The perceived risk
  • The location of your business
  • The history of claims your business has made

How much your business ends up spending on small business insurance options will vary and depends heavily upon your company's unique needs. Our easy-to-use quoter can help determine the cost associated with the coverage you may need for your business.

Understanding How to Find the Best Small Business Insurance for Your Company

Identifying the best small business insurance options that may protect your business can be tricky but identifying the best policy available to you should not be.

Are you looking to invest in small business insurance for your company? We have more information for you here. Learn more about small business insurance or request a quote online today!

Get a Quote Now >