Landscaping Business Insurance

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Customized insurance for landscapers.

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When it comes to insurance for your landscaping business, you want to dig your coverage. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as impressive as the grounds you keep. From General Liability to Workers’ Compensation, each landscaping insurance policy is designed with your needs in mind.


How to Get Insurance for Your Landscaping Business

Finding business insurance for your landscaping business has never been easier. Get a quote online by following these steps:

Step One

Tell us about your unique business needs.

step Two

We’ll show you a quote tailored to your business.

Step 3

Accept the quote and insure your business!

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Types of Landscaping Insurance

Accidents can happen. Protect yourself, your customers, and your landscaping business with insurance. Recommended insurance policies for landscapers include: 


BOP

General liability, business property, and cyber liability are all included in a Business Owners Policy (BOP). A landscaper may choose a BOP over purchasing individual coverages because it not only safeguards your business against multiple liabilities, but it could be cheaper than purchasing each policy separately.


General Liability

General liability is commonly purchased by landscapers as some clients might require your business to have it before you can work with them. It is a type of insurance that could cover costs associated with third-party bodily injuries, third-party property damage, and advertising injures. In the event of an incident, you may be required to pay for the claim and any legal fees out of pocket if you do not have coverage.

Learn more about
general liability

Business Property

You should strongly consider business property insurance if your business owns equipment that would be expensive to replace. Business property insurance could help to cover equipment and tools if they are lost, stolen, or damaged.

Learn more about
business property

Cyber

If you collect and store client information electronically you may want to consider a cyber insurance policy. Cyber insurance can cover expenses related to determining the damage or loss of sensitive electronic data including addresses and credit card information. Legal expenses and the cost of notifying affected clients could be covered.

LEARN MORE ABOUT
CYBER INSURANCE


Workers’ Comp

If an employee is harmed while performing work duties, Workers’ Compensation can protect your business operations and help to facilitate injured workers’ recovery and return to work. It can help cover medical bills, lost wages, and rehabilitation costs for work-related injuries and illnesses of an employee.


HomeHQ

Looking for liability, property, and stock insurance for your home-based business? Luckily for you, HomeHQSM combines all three coverages into one convenient policy making it easier to manage and could save you time from purchasing these coverages separately.


Top Landscaping Businesses We Insure:

PolicySweet understands the unique risks that landscaping businesses could face, so we customize coverage to fit their business needs. Examples of landscaping businesses include:

Can’t find your business. We might be able to help. Contact us today >


Top Landscaping Businesses We Insure:

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Landscaping Insurance FAQs


Business Articles for Landscapers

How to Get the Best Insurance for Your Small Business

Business meeting with people shaking hands

If you are reading this article chances are you just started your own business. First, we would like to congratulate you! Starting a business is a lifetime dream for many people and you are doing it.

One of the first things every small business needs is insurance. Business insurance can be confusing. Read this helpful guide to learn how to get business insurance for your small business and about the different types of business insurance.

How to Get Business Insurance

Business insurance may protect your small business from unexpected expenses. Accidents, lawsuits, and natural disasters are all expensive and could put you out of business if you do not have insurance.

Your business structure could help to protect you from personal property lawsuits in a limited way. Business insurance may fill in the gaps and protect your business assets and personal assets. Some industries are also legally required to purchase certain types of insurance.

Disability insurance, Workers’ Compensation, and unemployment insurance are federally mandated insurances for small businesses.

Visit your state’s website to learn of any additional insurance your state requires businesses to hold. Let’s look at the most common types of business insurance more closely.

Common Types of Business Insurance

After you purchase the federal and state-required insurance for your business you can also purchase insurance that may protect your business from other risks. If it is something that you would not be able to pay for yourself it is a good idea to make sure it is insured.

An online insurance agent or broker will be able to advise you of the types of small business insurance that may be best for your business to have in the event of an emergency.

PolicySweet can help find the right amount of coverage and policy for your small business. Here are some common types of business insurance.

General Liability Insurance

General liability insurance is also sometimes called commercial general liability. This type of insurance may protect your business against financial loss as a result of an injury claim. This includes associated medical and legal expenses.

You can get this type of insurance as a stand-alone policy or bundle it together with other coverages. This type of insurance is not required by law. However, most small businesses may not be able to survive a large liability claim.

Would your business be able to cover a slip and fall accident or a customer injury claim on its own? If the answer is no, you should consider general liability insurance to protect your business.

Business Property Insurance

Businesses with property or a significant amount of assets could benefit from a business property insurance policy. Business property insurance may protect your small business against loss and damage of company property.

The loss could be a result of a fire, smoke, hailstorm, wind, or vandalism. Ask your insurance agent what type of natural disasters are covered, if any, by your policy before you buy it.

Whether you own your building, lease it, or work from home it is worth looking into a business property insurance policy.

Cyber Insurance

Cyberattacks are a serious risk for any business, especially those that handle customer data or other sensitive information. It could be essential to help protect your business against data breaches by obtaining a cyber insurance policy.

Cyber insurance may protect your business from financial and legal damage. It could cover the costs to hire professionals to determine the extent of data destruction as a result of a virus, network security attack or hack.

Business Owners Policy

A Business Owners Policy, or a BOP, is made for most small business owners. This type of insurance policy combines the typical insurance you may need into one policy so you do not have to purchase each policy separately.

See what is included in your Business Owners Policy because it can vary from company to company. For PolicySweet, there are three major areas of coverage, including general liability insurance, business property insurance, and cyber insurance.

Insurance Will Help Protect Your Small Business

We hope you have found this guide on how to get business insurance helpful. We know that purchasing business insurance is an important and often confusing task and we want to help.

Get a quote instantly or if you feel more comfortable talking to a licensed agent contact us today. We will help answer questions you may have about business insurance and help you choose a policy that fits your needs.

Get a Quote Now > 

How to Get the Best Insurance for Your Small Business

Business meeting with people shaking hands

If you are reading this article chances are you just started your own business. First, we would like to congratulate you! Starting a business is a lifetime dream for many people and you are doing it.

One of the first things every small business needs is insurance. Business insurance can be confusing. Read this helpful guide to learn how to get business insurance for your small business and about the different types of business insurance.

How to Get Business Insurance

Business insurance may protect your small business from unexpected expenses. Accidents, lawsuits, and natural disasters are all expensive and could put you out of business if you do not have insurance.

Your business structure could help to protect you from personal property lawsuits in a limited way. Business insurance may fill in the gaps and protect your business assets and personal assets. Some industries are also legally required to purchase certain types of insurance.

Disability insurance, Workers’ Compensation, and unemployment insurance are federally mandated insurances for small businesses.

Visit your state’s website to learn of any additional insurance your state requires businesses to hold. Let’s look at the most common types of business insurance more closely.

Common Types of Business Insurance

After you purchase the federal and state-required insurance for your business you can also purchase insurance that may protect your business from other risks. If it is something that you would not be able to pay for yourself it is a good idea to make sure it is insured.

An online insurance agent or broker will be able to advise you of the types of small business insurance that may be best for your business to have in the event of an emergency.

PolicySweet can help find the right amount of coverage and policy for your small business. Here are some common types of business insurance.

General Liability Insurance

General liability insurance is also sometimes called commercial general liability. This type of insurance may protect your business against financial loss as a result of an injury claim. This includes associated medical and legal expenses.

You can get this type of insurance as a stand-alone policy or bundle it together with other coverages. This type of insurance is not required by law. However, most small businesses may not be able to survive a large liability claim.

Would your business be able to cover a slip and fall accident or a customer injury claim on its own? If the answer is no, you should consider general liability insurance to protect your business.

Business Property Insurance

Businesses with property or a significant amount of assets could benefit from a business property insurance policy. Business property insurance may protect your small business against loss and damage of company property.

The loss could be a result of a fire, smoke, hailstorm, wind, or vandalism. Ask your insurance agent what type of natural disasters are covered, if any, by your policy before you buy it.

Whether you own your building, lease it, or work from home it is worth looking into a business property insurance policy.

Cyber Insurance

Cyberattacks are a serious risk for any business, especially those that handle customer data or other sensitive information. It could be essential to help protect your business against data breaches by obtaining a cyber insurance policy.

Cyber insurance may protect your business from financial and legal damage. It could cover the costs to hire professionals to determine the extent of data destruction as a result of a virus, network security attack or hack.

Business Owners Policy

A Business Owners Policy, or a BOP, is made for most small business owners. This type of insurance policy combines the typical insurance you may need into one policy so you do not have to purchase each policy separately.

See what is included in your Business Owners Policy because it can vary from company to company. For PolicySweet, there are three major areas of coverage, including general liability insurance, business property insurance, and cyber insurance.

Insurance Will Help Protect Your Small Business

We hope you have found this guide on how to get business insurance helpful. We know that purchasing business insurance is an important and often confusing task and we want to help.

Get a quote instantly or if you feel more comfortable talking to a licensed agent contact us today. We will help answer questions you may have about business insurance and help you choose a policy that fits your needs.

Get a Quote Now >