Landscaping Business Insurance

Get a Quote >
Customized insurance for landscapers.

Trustpilot

When it comes to insurance for your landscaping business, you want to dig your coverage. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as impressive as the grounds you keep. From General Liability to Workers’ Compensation, each landscaping insurance policy is designed with your needs in mind.


How to Get Insurance for Your Landscaping Business

Finding business insurance for your landscaping business has never been easier. Get a quote online by following these steps:

Step One

Tell us about your unique business needs.

step Two

We’ll show you a quote tailored to your business.

Step 3

Accept the quote and insure your business!

START A QUOTE !

Quoting with PolicySweet.com is best viewed
in Chrome, Safari, or Firefox.

Types of Landscaping Insurance

Accidents can happen. Protect yourself, your customers, and your landscaping business with insurance. Recommended insurance policies for landscapers include: 


BOP

General liability, business property, and cyber liability are all included in a Business Owners Policy (BOP). A landscaper may choose a BOP over purchasing individual coverages because it not only safeguards your business against multiple liabilities, but it could be cheaper than purchasing each policy separately.


General Liability

General liability is commonly purchased by landscapers as some clients might require your business to have it before you can work with them. It is a type of insurance that could cover costs associated with third-party bodily injuries, third-party property damage, and advertising injures. In the event of an incident, you may be required to pay for the claim and any legal fees out of pocket if you do not have coverage.

Learn more about
general liability

Business Property

You should strongly consider business property insurance if your business owns equipment that would be expensive to replace. Business property insurance could help to cover equipment and tools if they are lost, stolen, or damaged.

Learn more about
business property

Cyber

If you collect and store client information electronically you may want to consider a cyber insurance policy. Cyber insurance can cover expenses related to determining the damage or loss of sensitive electronic data including addresses and credit card information. Legal expenses and the cost of notifying affected clients could be covered.

LEARN MORE ABOUT
CYBER INSURANCE


Workers’ Comp

If an employee is harmed while performing work duties, Workers’ Compensation can protect your business operations and help to facilitate injured workers’ recovery and return to work. It can help cover medical bills, lost wages, and rehabilitation costs for work-related injuries and illnesses of an employee.


HomeHQ

Looking for liability, property, and stock insurance for your home-based business? Luckily for you, HomeHQSM combines all three coverages into one convenient policy making it easier to manage and could save you time from purchasing these coverages separately.


Top Landscaping Businesses We Insure:

PolicySweet understands the unique risks that landscaping businesses could face, so we customize coverage to fit their business needs. Examples of landscaping businesses include:

Can’t find your business. We might be able to help. Contact us today >


Top Landscaping Businesses We Insure:

Trustpilot

Landscaping Insurance FAQs


Business Articles for Landscapers

What Is a Business Owners Policy (BOP), Anyway?

Entrepreneur and owner in small business

When you own a business, you are responsible for many things, including accidents. That is why shopping for insurance is one of the most important tasks you may have.

Why potentially risk the business you have built when you may be easily able to cover yourself for liabilities? Business Owners Policy, or BOP, could help cover your business assets.

Keep reading our comprehensive guide to BOP to help you decide if this is the right package for your business!

What is a Business Owners Policy?

A Business Owners Policy is a package of multiple policies for small businesses (and medium-sized businesses) that may help owners protect themselves. It combines business property and liability insurance so that you do not have to buy each policy separately and it could potentially help you save money.

Businesses can often work with their insurer to tailor the BOP for their needs. The type of industry or your specific situation might affect the policy coverage needs.

A popular type of coverage to add is cyber insurance or data breach insurance. This could be helpful mainly if your business handles customers’ private information.

What’s Included in a BOP?

The coverage and package included in a BOP will depend on your insurer. For PolicySweet®, there are three major areas of coverage, including general liability insurance, property insurance and cyber insurance.

General liability insurance may protect you in the event of bodily injury. This could include any medical costs associated. It may also protect against injury claims that might be filed against you, along with the legal costs that come along with it.

Property insurance may protect your business if you experience loss from fire, theft, vandalism, and more. This insurance could also replace lost income and property that is caused by a loss. For example, if a fire occurs in your store and you lose inventory, your BOP may cover it.

Finally, cyber insurance is important as it could protect your business against data breaches. This insurance may also cover customer notification expenses. Additionally, it could cover the expense of hiring a professional to investigate the cause and extent of data destruction as a result of a virus, network security attack or hack.

Who Should Have a BOP?

Having a BOP could be helpful to most small business owners since it might be one of the easiest and most affordable ways to have coverage.

Especially if your business has a physical location and is located outside your home, a BOP could be helpful. Also, if you have physical assets that may be damaged or stolen you should consider a BOP.

Business Owners Policy Can Save You from Risk

It is important to understand the insurance needs for your business and how you may be able to protect yourself from risk. Having a Business Owners Policy could help you to bundle insurance so that you could be protected from many types of liabilities.

Get a quote for a BOP policy or contact us today to learn more about BOP coverage and how we can help!

Get a Quote Now >

What Is a Business Owners Policy (BOP), Anyway?

Entrepreneur and owner in small business

When you own a business, you are responsible for many things, including accidents. That is why shopping for insurance is one of the most important tasks you may have.

Why potentially risk the business you have built when you may be easily able to cover yourself for liabilities? Business Owners Policy, or BOP, could help cover your business assets.

Keep reading our comprehensive guide to BOP to help you decide if this is the right package for your business!

What is a Business Owners Policy?

A Business Owners Policy is a package of multiple policies for small businesses (and medium-sized businesses) that may help owners protect themselves. It combines business property and liability insurance so that you do not have to buy each policy separately and it could potentially help you save money.

Businesses can often work with their insurer to tailor the BOP for their needs. The type of industry or your specific situation might affect the policy coverage needs.

A popular type of coverage to add is cyber insurance or data breach insurance. This could be helpful mainly if your business handles customers’ private information.

What’s Included in a BOP?

The coverage and package included in a BOP will depend on your insurer. For PolicySweet®, there are three major areas of coverage, including general liability insurance, property insurance and cyber insurance.

General liability insurance may protect you in the event of bodily injury. This could include any medical costs associated. It may also protect against injury claims that might be filed against you, along with the legal costs that come along with it.

Property insurance may protect your business if you experience loss from fire, theft, vandalism, and more. This insurance could also replace lost income and property that is caused by a loss. For example, if a fire occurs in your store and you lose inventory, your BOP may cover it.

Finally, cyber insurance is important as it could protect your business against data breaches. This insurance may also cover customer notification expenses. Additionally, it could cover the expense of hiring a professional to investigate the cause and extent of data destruction as a result of a virus, network security attack or hack.

Who Should Have a BOP?

Having a BOP could be helpful to most small business owners since it might be one of the easiest and most affordable ways to have coverage.

Especially if your business has a physical location and is located outside your home, a BOP could be helpful. Also, if you have physical assets that may be damaged or stolen you should consider a BOP.

Business Owners Policy Can Save You from Risk

It is important to understand the insurance needs for your business and how you may be able to protect yourself from risk. Having a Business Owners Policy could help you to bundle insurance so that you could be protected from many types of liabilities.

Get a quote for a BOP policy or contact us today to learn more about BOP coverage and how we can help!

Get a Quote Now >