What You Need to Get Started With Insurance for Travel Agencies

Travel agent conducting meeting with client

When you're running a travel agency, it can be essential to help protect your business with the proper insurance. Purchasing coverage can add an extra layer of protection by helping to keep your organization safeguarded against potential risks and liabilities.

Before getting started, it can be important to understand the types of coverage available and how they can benefit travel agencies. That way, you can be adequately equipped as your business grows.

In this article, we'll discuss what you might want to know about procuring insurance for travel agents. Read on to learn more!

Insurance for Travel Agents: the Options

If you are looking for protection for your travel agency, there are different types of coverage that can suit your company’s needs. PolicySweet® offers office insurance that could be suited for your travel agency. Here's a closer look at the policies available:

Business Owners Policy

With a Business Owners Policy from PolicySweet, there are three main types of coverage that you'll receive. They include the following:

General Liability Coverage

With general liability coverage, you have protection against unexpected occurrences. If there is an accident at your office, your insurance policy can cover the cost of third-party bodily injuries. It can also aid in covering things like third-party property damage, reputational harm, and slander.

As you know, anything can go wrong at any time. It may be in your best interest to have a policy that can help with out-of-pocket costs relating to legal claims and more. With general liability insurance, your finances can be protected from expenses required for medical bills, attorney fees, and court settlements.

Property Coverage

This type of insurance can come in handy if your physical assets require coverage. Property insurance helps to protect things like furniture, equipment, and tools. If there are items that are damaged or stolen, your Business Owners Policy can help pay to replace them.

Property coverage aids in covering the items that your company needs to operate. For travel agencies, this can be items such as office chairs and travel brochures.

Cyber Risk Insurance

As you may know, businesses are at a huge risk in today’s society. Cyberattacks are all too common, which is why business insurance can be essential. Getting cyber risk coverage can give you “peace of mind”.

If your travel agency is ever a victim of a cybercrime, your policy could help to cover costs associated with investigating computer system repairs, legal fees, and customer notifications.

Workers' Compensation

If your travel agency has employees, Workers' Compensation might be necessary. You may want to cover costs for your employees in the event of an accident. If they are injured while working on company property, Workers' Comp can help with paying for lost wages and medical expenses.


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It includes business liability insurance and business property insurance. It also provides coverage for business inventory. With this insurance policy, numerous aspects of your business could be covered.

How to Get Started with Travel Agency Insurance

Obtaining business insurance for your travel agency can be as easy as 1-2-3. First, you start off by answering a few questions about your company and its inventory. Next, you'll get a quote for your business. Lastly, after you've accepted the quote, you'll get insurance coverage as early as the next business day!

What to Look for When Shopping for Travel Agency Insurance

Before you can understand what's needed to get started with travel agency insurance, you have to know what you're looking for. Here are a few attributes to look for when shopping for a travel agency policy:

1. Ample Coverage

Your chosen insurance policy should provide ample coverage for your specific business needs. The policy should help cover multiple aspects of the business—from property and general liability to protection against cyberattacks.

2. A Reputable Company

When looking for travel agency insurance, it can be vital to find a reputable insurer. It may be best to go with a provider that is recommended by others. Be sure to look into their track record before choosing a policy.

3. Comprehensive Customer Service

Excellent customer service can be essential in the insurance industry. So, you may want to make sure that the insurer you choose has a reliable customer service department that can be available to answer questions. When it comes to helping to protect your business, don't be afraid to get clarification on the details of your policy.

4. Ease of Claims

When shopping for travel agency insurance, look for a policy that makes filing claims simple and straightforward. You should make sure the provider you choose communicates with you during the claims process. That way, you won't be left in the dark.

5. Good Reviews

The experiences of former customers can tell you a lot about an insurance provider. Check online reviews and ratings to get an idea of what other people think of the coverage you're considering, and make sure that the insurer has a good track record.

Get Insurance for Your Travel Agency

Finding the right coverage for travel agents may seem like a challenge, but it doesn't have to be. At PolicySweet, we offer multiple coverage options for travel agencies.

Our insurance plans have the protection you may need to help keep your business in good standing. If you have any questions for us, call 1-800-625-8257 or start a quote online. We'll be in touch with you soon!


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