When it comes to insurance for your landscaping business, you want to dig your coverage. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as impressive as the grounds you keep. From General Liability to Workers’ Compensation, each landscaping insurance policy is designed with your needs in mind.
How to Get Insurance for Your Landscaping Business
Finding business insurance for your landscaping business has never been easier. Get a quote online by following these steps:
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Types of Landscaping Insurance
Accidents can happen. Protect yourself, your customers, and your landscaping business with insurance. Recommended insurance policies for landscapers include:
BOP
General liability, business property, and cyber liability are all included in a Business Owners Policy (BOP). A landscaper may choose a BOP over purchasing individual coverages because it not only safeguards your business against multiple liabilities, but it could be cheaper than purchasing each policy separately.
General Liability
General liability is commonly purchased by landscapers as some clients might require your business to have it before you can work with them. It is a type of insurance that could cover costs associated with third-party bodily injuries, third-party property damage, and advertising injures. In the event of an incident, you may be required to pay for the claim and any legal fees out of pocket if you do not have coverage.
Business Property
You should strongly consider business property insurance if your business owns equipment that would be expensive to replace. Business property insurance could help to cover equipment and tools if they are lost, stolen, or damaged.
Cyber
If you collect and store client information electronically you may want to consider a cyber insurance policy. Cyber insurance can cover expenses related to determining the damage or loss of sensitive electronic data including addresses and credit card information. Legal expenses and the cost of notifying affected clients could be covered.
Workers’ Comp
If an employee is harmed while performing work duties, Workers’ Compensation can protect your business operations and help to facilitate injured workers’ recovery and return to work. It can help cover medical bills, lost wages, and rehabilitation costs for work-related injuries and illnesses of an employee.
HomeHQ
Looking for liability, property, and stock insurance for your home-based business? Luckily for you, HomeHQSM combines all three coverages into one convenient policy making it easier to manage and could save you time from purchasing these coverages separately.
Top Landscaping Businesses We Insure:
PolicySweet understands the unique risks that landscaping businesses could face, so we customize coverage to fit their business needs. Examples of landscaping businesses include:
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