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Pet Store Insurance

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Customized insurance for pet supply stores.

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When it comes to insurance for your pet supply store, you want your coverage to be off the leash. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as enjoyable as a treat. From General Liability to Workers’ Compensation, each pet store insurance policy is made to fit your needs.


Coverages for Pet Supply Stores:

Business Owners Policy, Workers’ Compensation, and HomeHQSM are three types of coverages for pet store owners to help protect their businesses. Learn more about these coverage options below:

Business Owners Policy

Having a Business Owners Policy could help protect your business against multiple risks as it combines three common coverages into one policy. General liability, property, and cyber-risk coverages are assembled into a BOP.

General Liability Insurance

If someone gets injured or their property suffers damage while interacting with your business, liability insurance could help cover expenses related to the damage.

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GENERAL LIABILITY INSURANCE

 


Property Insurance

You might want to consider this type of coverage so you don't lose items that allow your business to operate. If your company relies on expensive equipment, it could repair or replace these items if they become damage, lost, or stolen.

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PROPERTY INSURANCE  


Cyber Insurance

This type of coverage could help your business recover from the impact of a cyber-attack. If you hire a team of professionals to investigate the cause of the incident or notify impacted customers these expenses could be covered.

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CYBER INSURANCE  


Workers’ Compensation Insurance

Medical expenses and lost wages could be covered for injured employees with Workers’ Compensation coverage. This type of coverage could be legally required for your business depending on where your business is located. Most states require businesses to obtain workers’ compensation as soon as they hire their first employee.

HomeHQ

HomeHQ is a policy tailored specifically for at-home businesses. It may provide business owners with common business coverages that their homeowners or renters policy may not offer.

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Pet Store Insurance Articles

3 Key Benefits of Business Liability Insurance

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Business liability insurance is a crucial part of an insurance plan for any company. But, if you have never purchased business liability insurance, you may be wondering what benefits there are for those that seek to use it for their businesses.

You have come to the right place. Below, we are going to list some of the general liability insurance benefits that you need to know. It is useful before making your final purchase plans. Let's get right into this list of benefits; there's no time to waste.

1. Accident and Injury Claim Protection

When you own a business, you do all that you can to avoid any accidents taking place. Although you may do your best, it is inevitable that accidents and injuries do happen. And the last thing you want is for an accident to occur at your business and not have the necessary coverage for the situation.

General liability insurance is the 'just in case' insurance that you need when unforeseen accidents arise along with legal costs. The more time you spend in close proximity with clients or employees, the higher the risk of an accident taking place. One of the most useful liability insurance benefits is injury claim protection.

In the event that a client files a claim blaming you for an injury they sustained because of that accident, you will have the insurance you need that could cover yourself and the company.

2. Third-Party Property Damage Protection

General liability insurance may help cover repair or replacement costs if your business accidently damages someone else's property.

You might also feel better and could have increased peace of mind knowing your business may be covered just in case an accident happens.

3. Advertising Protection

Advertising is important for promoting any business. Liability insurance may protect your business in case advertising mistakes are made. Or if someone accuses your business of copyright infringement.

You will also want to have this insurance in case someone accuses your business of slander or libel. You might be thinking this could never happen, but it is better to be safe than sorry.

Business Liability Insurance: Yes, You Need It

If you are still asking do you need business liability insurance, the resounding answer is you absolutely do. It could protect you from potential accidents, legal costs, and may help to increase your peace of mind when accidents occur at your business.

If you are still searching for an insurance policy that may work for you and your company, start a quote with PolicySweet®. We have been in the insurance business for quite a while and know what it takes to ensure that your company may be covered and protected.

In addition to general liability insurance, PolicySweet provides business property and cyber insurance as part of our Business Owners Policy (BOP). A BOP bundles multiple policies together to help protect your business. It could also save you time and money from purchasing each policy separately.

 

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