When it comes to insurance for your café, you want your coverage to be measured to fit your needs and your budget. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is mixed to your liking. From General Liability to Workers’ Compensation, each café insurance policy is made just for you.
How to Get Coverage for Your Café
What Insurance Do You Need for Your Café?
Your café could face unique risks. Learn more about our coverage options and how it can help protect your business:
Business Owners Policy
Want to easily manage your general liability, business property, and cyber-risk coverages? A BOP from PolicySweet includes all three coverages.
General Liability Insurance
If you accidentally injured a third-party, general liability coverage could help cover the costs associated with a lawsuit. It could cover bills for third-party medical expenses and property damage.
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GENERAL LIABILITY INSURANCE
Property Insurance
Business property coverage can help cover equipment and inventory that is essential to keep your café running.
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PROPERTY INSURANCE
Cyber Insurance
Cyber coverage could take care of expenses related to hiring professionals to determine the amount of data impacted from a cyber-attack and notify customers if their information is stolen.
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CYBER INSURANCE
Workers’ Compensation
This type of coverage can help cover lost wages and medical expenses for injured or sick employees while also protecting your business from liability.
HomeHQ
Does your café conduct business from a cart or kiosk? Do you manage operations from your home? If you answered yes, a HomeHQSM policy could be the type of coverage you are looking for. It is an insurance bundle that combines common coverages together to help protect home-based businesses.
