When it comes to insurance for carpenters, you want your coverage to be top-notch. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is carefully crafted. From General Liability to Workers’ Compensation, each carpenter insurance policy is carved to fit your needs.
Common Types of Coverage for Carpentry Businesses:
Business Owners Policy
A Business Owners Policy is a group of coverages designed to help protect small businesses against some of the most common risks they face. Included in a Business Owners Policy from PolicySweet are liability, property, and cyber-risk coverages.
Commercial Liability Insurance
Expenses related to third-party bodily injury or property damage can be covered by general liability insurance. It can also help cover claims for advertising injuries or accusations of libel and slander.
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GENERAL LIABILITY INSURANCE
Business Property Insurance
Business equipment, furniture, fixtures, and inventory can be covered by business property coverage. It can cover expenses related to repairs or replacement of stolen, lost, or damaged property owned by your business.
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PROPERTY INSURANCE
Cyber Insurance
Cyber-risk coverage could help your business if it is affected by a cyberattack. It can help cover expenses related to investigating the cause of an attack, legal fees, settlement costs, and customer notification costs.
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CYBER INSURANCE
Workers’ Comp
This type of coverage can provide a safety net for business owners if an employee becomes injured or ill at work. It can help protect employers from financial and legal expenses for work-related injuries. For injured employees, it can help cover medical costs and missed wages.
HomeHQ
HomeHQSM is for businesses that operate primarily out of their home even if their business activities take place at other locations. It combines business liability, property, and inventory insurance together in one policy.