Florist Insurance

When it comes to flower shop insurance, you want your coverage to flourish. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as fresh as the bouquets you present to customers. From General Liability to Workers’ Compensation, each floral shop insurance policy is handpicked to fit your needs.

Types of Insurance for Flower Shops:

Business Owners Policy

A Business Owners Policy (BOP) is a custom plan that combines the critical coverages for your business into a single package, including:

General Liability Insurance

General liability insurance could provide coverage if a customer is injured while interacting with your business or if their property is damaged while in possession of your company.


Property Insurance

If you own or rent business equipment, property insurance could provide coverage for these assets.


Cyber Insurance

Cyber insurance could help reduce the financial risks associated with cyber liabilities.


Workers’ Compensation Insurance

If an employee suffers an injury on the job, Workers’ Compensation could pay for their medical bills and lost wages.

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Florist Insurance Articles

Everything You Need to Know About Opening a Flower Shop

Do you love flowers and want to make a business out of your passion? Learn more about how to go about opening a flower shop.

Why You Should Consider a Business Owners Policy for Your Flower Shop?

A Business Owners Policy or BOP may be just the thing your flower shop business needs. Keep reading and learn more about it here.

6 Reasons Why Florists Need Insurance to Cover Their Businesses

The flower industry handles highly perishable products and therefore insurance is very important. Here are six reasons why your florist business needs insurance coverage.

Blooming Safety: Workers' Compensation for Florists

Help protect your floral business with comprehensive Workers' Compensation. By prioritizing the well-being of your floral team, you can help to establish a successful flower shop.