Ice Cream Shop Insurance

When it comes to insurance for your ice cream shop, you want coverage that will keep you cool. With a PolicySweet® Business Owners Policy, we’ll work to melt your ice cream shop insurance worries away. From General Liability and Workers’ Compensation to food spoilage, each ice cream shop insurance policy is hand-scooped to fit your needs.

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Business insurance for ice cream shops

What Is Ice Cream Shop Insurance?

If you do not have the resources to weather every financial storm that comes your way, that’s where business insurance comes in. Ice cream shop insurance can help protect you from financial losses and could help protect your ice cream shop from the unexpected. We offer a mixture of coverage options, including:

  • Business Owners Policy
    • General Liability
    • Property Insurance
    • Cyber Insurance
  • Workers’ Compensation
  • HomeHQ

Business Owners Policy

A Business Owners Policy from PolicySweet combines three types of coverage: general liability, business property, and cyber-risk insurance.

General Liability Insurance

General liability helps cover property damage and bodily injury payments to third parties. It can also help protect your business if you are accused of advertising injuries.


Property Insurance

If your ice cream shop owns or rents equipment, business property coverage could help to cover expenses related to damage or vandalism. It also covers loss of income to help protect businesses in the event of a temporary closure.


Cyber Insurance

Hiring professionals to determine the extent of data impacted from a cyber attack and notifying customers about a data breach could be taken care of with cyber coverage.


Workers’ Compensation

Worried about employee injuries? Workers’ Compensation could provide “peace of mind” and help cover expenses for medical treatment for injuries or illnesses an employee experiences while working.


Have you thought about replacing expensive business equipment if it becomes damaged? What about covering the cost of third-party claims? If your ice cream business utilizes a kiosk or cart, HomeHQSM could help protect your business from situations involving property damage as well as third parties. Learn more about HomeHQ >

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