When it comes to insurance for your gift shop, you want your coverage to be on your wish list. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage delights as much as the items you sell. From general liability to workers’ compensation, each gift shop and card store insurance policy is packaged just for you.
Need Coverage for Your Gift Shop?
A business insurance policy could help reduce risks for your gift shop to keep customers and employees safe. Some types of coverage for gift shop owners include business owners policy, workers’ compensation, and HomeHQSM. Discover these coverages below:
Business Owners Policy
A BOP from PolicySweet combines general liability, property, and cyber insurance into one easy-to-manage bundle.
General Liability Insurance
General liability could provide coverage if someone is injured by your business. It can help cover several types of injuries including bodily harm, property damage, or advertising injury.
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GENERAL LIABILITY INSURANCE
Property Insurance
Equipment, tools, and supplies can be expensive. Which is why you might want to consider business property coverage. It could replace expensive items if an unexpected event takes place.
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PROPERTY INSURANCE
Cyber Insurance
If your company is impacted by a cyberattack, expenses to determine how to repair or fix computer systems could be costly. Cyber coverage could help cover these expenses and reduce the risk of financial harm to your business.
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CYBER INSURANCE
Workers' Compensation Insurance
Workers' compensation coverage can help take care of your employees when they get sick or hurt on the job, and it could also help protect you from legal action. If an employee files for workers' compensation, they are usually unable to sue you for more money.
HomeHQ
You might want to consider a HomeHQ policy to help protect your at-home business. It assembles multiple coverages together in a single policy like general liability, business property, and inventory insurance.
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