HVAC Heating and Cooling Insurance



When it comes to insurance for your heating and cooling business, you want your coverage to be as measured as your customers’ air temperature. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is not too hot, not too cold, but just right. From general liability to workers’ compensation, each HVAC insurance policy is prepared with your needs in mind.


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Answer a few questions about your heating and cooling business.

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Basic HVAC heating and cooling insurance coverage may include:

Business Owners Policy

A business owners policy combines some of the most common coverages for small businesses. It includes general liability insurance, property, and cyber coverage.

Commercial Liability Insurance

General liability insurance can help cover medical expenses for third-party bodily injury claims. It can also help cover expenses related to third-party property damage and cover legal defense costs if needed.

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GENERAL LIABILITY INSURANCE

Business Property Insurance

Business property coverage can help pay for costs to repair or replace business equipment, furniture, fixtures, and inventory in the event of a covered loss.

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PROPERTY INSURANCE

Cyber Insurance

Want to help protect your business against computer-related crimes and losses? Cyber-risk coverage can help cover expenses for responding to data breaches and network security attacks that impact your business.

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CYBER INSURANCE

Workers’ Compensation

If you are looking to help protect your employees and your business, workers’ compensation can provide coverage for costs associated with workplace accidents. It can help cover medical expenses like physical therapy, medication, and treatment for employees that become injured or ill due to work conditions on the job.

HomeHQ

HomeHQSM is coverage for home-based businesses. It can help protect your business from third-party claims, property damage, and lost or stolen product inventory.


Insurance Coverage by State