When it comes to insurance for your heating and cooling business, you want your coverage to be as measured as your customers’ air temperature. With a PolicySweet Business Owners Policy, we’ll make sure your coverage is not too hot, not too cold, but just right. From general liability to workers’ compensation, each HVAC insurance policy is prepared with your needs in mind.


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Answer a few questions about your heating and cooling business.

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Receive a no-obligation instant quote.

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Accept and get immediate coverage! Isn't that sweet!

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Basic HVAC heating and cooling insurance coverage may include:

  • A Business Owners Policy. When major property liability and general liability risks for your business are combined into one policy, you don’t have to piecemeal your insurance coverage. That’s pretty sweet. Learn more about our Business Owners Policy here.
  • Workers' Compensation Coverage. Workers’ Compensation coverage for your HVAC heating and cooling business protects your business operations and perhaps more importantly, helps to facilitate the injured worker’s recovery and return to work. Learn more about small business Workers' Compensation coverage here.

Want to get a quote with a live agent? Call: 1-800-625-8257